You provide general details about your unsecured debt through a secure form.
Not everyone qualifies. Eligibility is based on factors such as total unsecured debt amount (typically $15,000–$20,000+) and current payment status.
If you qualify, you’ll speak with a specialist who explains how the program works, what timelines may look like, and what outcomes are possible based on similar situations.
With your consent, negotiations with creditors aim to reduce balances and stop ongoing interest accumulation where possible.
If enrolled, payments are organized into a structured plan designed to reduce financial strain while addressing outstanding balances.