Non Government Entity

How the Program Works

American Bill Savers follows a structured qualification and review process to determine whether a debt reduction program may be appropriate.

Submit Basic Information

You provide general details about your unsecured debt through a secure form.

Qualification Review

Not everyone qualifies. Eligibility is based on factors such as total unsecured debt amount (typically $15,000–$20,000+) and current payment status.

Speak With a Specialist

If you qualify, you’ll speak with a specialist who explains how the program works, what timelines may look like, and what outcomes are possible based on similar situations.

Creditor Negotiation Begins

With your consent, negotiations with creditors aim to reduce balances and stop ongoing interest accumulation where possible.

Structured Repayment Plan

If enrolled, payments are organized into a structured plan designed to reduce financial strain while addressing outstanding balances.

Every situation is different. The process and results depend on individual circumstances and creditor participation.